Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

Medicare Options

The different parts of Medicare help cover specific services.


Contact your local State Health Insurance Program (SHIP) office to understand and select a plan. More information and a list of offices can be found here.


Medicare Part A – Inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B – Certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part C – Offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Part D – Prescription drugs.

Medicare Savings Programs (MSPs), also known as Medicare Buy-In programs or Medicare Premium Payment Programs, help pay your Medicare costs if you have limited finances.